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Friday, July 9, 2010

IKHLAS MEDIC ASSIST TAKAFUL

  

Ikhlas Medic Assist Takaful

  


 

Sila hubungi :

Nora Zaimah bt Mohammed Zailan

Tel : 03-32907640

H/P : 0126029720

Fax : 0355105992

YM : nora3347

Email : nora3347@yahoo.com


 


 

Blogsite:

http://berlianmedic.blogspot.com


 

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  1. Ikhlas Saving Takaful
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Memperkenalkan Kad Perubatan Mampu Milik Untuk Semua


 

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Takaful
IKHLAS yang mula beroperasi pada Julai 2003 merupakan anak syarikat MNRB Holdings Berhad, sebuah Syarikat pemegangan pelaburan yang disenaraikan di papan utama Bursa Malaysia di mana pemegang saham utamanya adalah Permodalan Nasional Berhad


 

Sunday, October 18, 2009

iMotivasi - Artikel Motivasi Percuma

Saya tidak dapat mengesan profile penulis I motivasi ini tetapi ini adalah link yang dipos ke Facebook saya. Sebagai seorang yang berkerja sendiri artikel ini amat membantu saya untuk mengingatkan saya jika saya kesasar dari matlamat saya.

iMotivasi - Artikel Motivasi Percuma

Sunday, September 13, 2009

Takaful Ikhlas Medic Assist

Jika anda memerlukan bantuan kad perubatan sila hubungi saya
Nora Zaimah bt Mohammed Zailan
0126029720
0332907640

Saturday, September 5, 2009

10 Poisonous Foods Thats Tickles Our Tastebuds

Our everyday food item contains, among other things, plant produce that may be laced with deadly poisons. However, mass production of fruits and vegetables ensures we are always on the safe side, or at least most of the time.

Mentioned below is ten of the most commonly found poisons that often land up in our kitchens which we should be careful of.

Potatoes
Potatoes were introduced in Europe in the 16th century, and has since then been a regular feature of our history books. Though its appearance can be linked to other unfortunate instances of nature like crop failure and severe famine, it is and will continue in all probability, to feature prominently in the diet of most western families. Much like tomatoes, the stem and leaves of the potatoes too contain poison. This includes the potatoes itself if left to turn green, with it being indicative of high concentrations of glykoalkaloid poison. Instances of poisoning due to potatoes are rare and far between, but it does happen often and on. Common symptoms are a period of weakness and a state of confusion that can lead to coma, followed by even death. Consuming green potatoes or drinking potato leaf tea has been found to be the prime reason for causing most deaths due to potato poisoning in the US in the last fifty years.

Tomatoes
First, an interesting piece of information: tomatoes came to be considered as vegetables in the US as per a US Supreme Court order of 1893, though in the rest of the world, it continues to be designated as a fruit; or a berry, to be more precise. All of it had to do with a tax that was levied on vegetables but not on fruits. However, it is interesting to note that technically, a tomato is nothing but an ovary. A chemical called ‘Glycoalkaloid’, present in the leaves and stems of the tomato plant can lead to the occurrence of extreme nervousness and stomach upsets, though they may be used to enhance flavor in cooking. However, they have to be removed before eating. This makes a huge difference as far as taste is concerned while this method of cooking also preventing poison to seep out in appreciable quantity. Also, sprinkling a little sugar on the tomatoes further enhances their flavor. Now the thing that needs to be sorted out is whether they are ‘toe-mah-toes’ or ‘toe-may-toes’.

Almonds
First of all, almonds are not nuts, as many believe it to be, but seeds. And the most wonderful seed at that that also serves many purpose. The utter ease with which it can be used in cooking along with a taste that is unique to it, almonds have created a niche of its own for centuries, and without which, pastries won’t perhaps taste as great. Almond that exudes the best flavor are the bitter almonds and not the sweet ones. It is their strong scent that has made them extremely popular in many parts of the world. However, there’s a flip side though, for they’re full of cyanide. This makes bitter almonds to be dangerous if consumed without proper processing done to remove the poison. Unfortunately, in spite of such a requirement, some countries have deemed it illegal to sell bitter almonds, with New Zealand being one of them. In such cases, the pip from an apricot stone, with a similar flavor and poison content, can be an excellent alternative to bitter almonds. A way to rid the almonds of its poison is to heat them, which destroys the poison. In fact, not many may be knowing the fact that the sale of raw almonds have now been banned by law in many countries and that all almonds sold is required to be heat treated to remove poison and bacteria.

Cherries
Cherry is an extremely popular fruit, one that can be put to a variety of uses. For instance, they are required in liqueur production, in cooking or can also be eaten raw. It belongs to the same family as plums, apricots, peaches as well as almonds. However, what makes almonds unique is that it is the only fruit that is cultivated especially for its seed. A common feature of the above mentioned fruits are that their leaves and seeds contain certain chemicals that are extremely poisonous in nature. Crushing, chewing or even slight injury to cherry seeds is all that is required for it to release prussic acid or hydrogen cyanide. So the next time you are enjoying your cherries, you know what is to be avoided.

Apples

Much like almonds and cherries, apple seeds too contain cyanide, though in very less concentrations. We often end up eating apple seeds unknowingly but since the poison content in the seeds of a single apple is much less, there’s no real risk of getting severely sick. However, the same cannot be said if one chews and consumes a large number of them, and can even lead to death if apple seeds in sufficient quantities is consumed. A single apple simply does not have enough seeds to make one fall ill, let alone die, but one will do good to avoid apple-eating competitions.

Mushrooms

Toadstools are known to us all, along with the fact that they are poisonous. Not many of us are aware that toadstools are actually mushrooms and not a different type of plant. In fact, toadstool is often used as slang for poisonous mushroom. Though there are some tell-tale signs that indicate whether a mushroom is poisonous or not, they may well vary for different varieties. So it’s always a good idea to stay clear of unknown varieties of mushrooms. Some signs that may be indicative of its poisonous nature are that the mushroom should have a flat cap that is devoid of any bumps while gills should be pink or black in color since mushrooms with white gills have often been found to be poisonous. Also the gills should remain attached to the cap instead of the stalk if it is pulled off. However, it’s extremely important to understand that the above rules may not be applicable to each and every type of mushroom and that those mushrooms whose origin is unknown is best avoided.
Elderberry
Elderberry trees are large and quite attractive to look at. They produce thousands of tiny flowers that sport a nice soft aroma, all of which goes in the making of elderberry liqueur and soda. The flower is also eatable, and is prepared by first battering them followed by deep-frying. However, we need to be on our guard since the beauty is just not skin deep. In fact, some parts of the tree including the roots are extremely poisonous, enough to create severe stomach ailments. So, the next time you wish to include elderberry flowers in your menu, make sure that its just the flowers that you consume.
Rhubarb
Rhubarb is one plant of whose potential we are perhaps yet to be fully aware of. Responsible for some of the finest tasting puddings, rhubarb can also be grown easily at home. The stem of this plant is eatable and tastes fantastic while the roots work great as a laxative and has been in use as a poop-softener for over 5000 years. However, there’s a twist to the story. For the leaves of rhubarb plants is known to contain a poison as well as a corrosive acid, which becomes all the more potent when mixed with water and soda.
Castor Oil
Castor oil is an integral constituent of many food items that we eat, including candies and chocolates. Apart from this, some people have developed a habit of consuming small amount of it on a daily basis, besides forcing it down on their unwilling children as well. However, what most of us are unaware of is that castor bean is deadly, and that just one bean is enough to kill a human, while for a horse, four of it will be required to bring upon it a similar fate. Fortunately, the castor oil marked for human consumption is prepared with enough care to ensure it is safe. It’s the chemical ricin that makes castor beans so destructive, and it is due to its extreme toxicity that workers engaged in collecting seeds have strict guidelines to follow so as to prevent accidental death.
Pufferfish
Only the flesh of the pufferfish is considered to be eatable since it is believed to contain the poison in far less concentrations. It is in fact, considered a delicacy in many parts of the world like Japan or Korea. Such is the poisonous nature of pufferfish, referred to as fugu in Japan, that chefs dealing with it need to undergo special training that spans from 2 to 3 years and are required to clear a set of tests so as to obtain the mandatory certificate of practice. Apart from a written test, the chef will have to demonstrate his cutting abilities with him actually consuming the parts that he has cut forming the culminating part of the test. The tests are demanding, so much that only about 30% of the applicants make it through. This does not mean that the rest die due to consumption of fugu fish since they can fail in the earlier rounds as well. The poison causes a slight tingling sensation of the mouth and it forms the only food that the Emperor of Japan is legally barred from eating, keeping in mind his safety and health concerns.




Tuesday, September 1, 2009

Asperger Disorder

Date: 16 April 2008 Asperger's Disorder is the term for a specific type of pervasive developmental disorder which is characterized by problems in development of social skills and behavior. In the past, many children with Asperger's Disorder were diagnosed as having autism, another of the pervasive developmental disorders, or other disorders. While autism and Asperger's have certain similarities, there are also important differences. For this reason, children suspected of having these conditions require careful evaluation. In general, a child with Asperger's Disorder functions at a higher level than the typical child with autism. For example, many children with Asperger's Disorder have normal intelligence. While most children with autism fail to develop language or have language delays, children with Asperger's Disorder are usually using words by the age of two, although their speech patterns may be somewhat odd.Most children with Asperger's Disorder have difficulty interacting with their peers. They tend to be loners and may display eccentric behaviors. A child with Asperger's, for example, may spend hours each day preoccupied with counting cars passing on the street or watching only the weather channel on television. Coordination difficulties are also common with this disorder. These children often have special educational needs.Although the cause of Asperger's Disorder is not yet known, current research suggests that a tendency toward the condition may run in families. Children with Asperger's Disorder are also at risk for other psychiatric problems including depression, attention deficit disorder, schizophrenia, and obsessive-compulsive disorder.Child and adolescent psychiatrists have the training and expertise to evaluate pervasive developmental disorders like autism and Asperger's Disorder. They can also work with families to design appropriate and effective treatment programs. Currently, the most effective treatment involves a combination of psychotherapy, special education, behavior modification, and support for families. Some children with Asperger's Disorder will also benefit from medication.The outcome for children with Asperger's Disorder is generally more promising than for those with autism. Due to their higher level of intellectual functioning, many of these children successfully finish high school and attend college. Although problems with social interaction and awareness persist, they can also develop lasting relationships with family and friends.Source: American Academy of Child & Adolescent Psychiatry. Article extracted from Malaysian Psychiatric Association website.

Sunday, August 30, 2009

Kelebihan Perlindungan Takaful

Dipetik dari www.takaful-ikhlas.com.my

Kelahiran banyak penyedia Sistem Kewangan Islam sejak kebelakangan ini memberi nafas baru kepada masyarakat Malaysia terutamanya kepada umat Islam untuk menikmati sistem yang berteraskan wahyu yang telah lama diidamkan.
Inisiatif pihak Bank Negara Malaysia (BNM) memberikan lesen-lesen penubuhan Perbankan Islam dan Takaful kepada beberapa institusi kewangan yang layak seharusnya dipuji dan dihargai kerana ia telah memudahkan masyarakat membuat pilihan untuk mendapatkan perkhidmatan kewangan yang adil, telus dan efisien.
Benarlah sabda Rasulullah s.a.w. yang diriwayatkan oleh Abi 'Amru Jarir bin Abdullah r.a. yang memuji tindakan sedemikian rupa di mana mafhumnya berbunyi: Barang siapa yang menunjukkan (mempermudahkan sesuatu urusan) perkara kebaikan, maka baginya pahala dan pahala sesiapa yang beramal dengannya selepas itu tanpa dikurangkan sedikitpun daripadanya. (riwayat Muslim)
Jika sebelum ini, umat Islam tidak mempunyai pilihan malah terpaksa menerima sistem yang bercampur-baur dengan sistem yang tidak senada dengan Islam.
Keadaan ini mewujudkan kegelisahan dan rasa tidak selesa di kalangan umat Islam. Namun kini, alhamdulillah, kemunculan Sistem Kewangan Islam dengan pelbagai inovasi seolah-olah menjadi 'penyelamat' kepada umat manusia daripada terus-menerus dibelenggu oleh sistem yang hanya meletakkan keuntungan duniawi semata-mata.
Malangnya, ada juga sesetengah pihak yang masih berat hati untuk turut serta menyokong dan melibatkan diri dalam memajukan sistem Islam ini dengan mencipta seribu satu alasan.
Malah, ada juga suatu golongan yang cuba untuk memburukkan imej Sistem Kewangan Islam ini dengan cubaan-cubaan halus bagi melumpuhkan usaha murni ini.
Kepada golongan tersebut, diperingatkan satu firman Allah yang bermaksud: Orang-orang yang mengutamakan dunia lebih daripada akhirat dan menghalangi manusia dari jalan agama Allah, serta menghendaki jalan itu menjadi bengkok terpesong, mereka itulah orang-orang yang terjerumus ke dalam kesesatan yang jauh terpesongnya. (Ibrahim: 3)
Sebagaimana yang dimaklumi, institusi Takaful sebagai contohnya, adalah merupakan Institusi Perlindungan (Insurans) yang berteraskan prinsip Islam.
Institusi ini selayaknya disokong dengan bersungguh-sungguh kerana ia merupakan suatu sistem yang menjamin keadilan dan kesejahteraan kepada ummah.
Perlindungan menerusi sistem takaful mempunyai kelebihan yang tidak boleh disangkal lagi berbanding dengan sistem perlindungan konvensional. Di bawah sistem perlindungan takaful para peserta yang menyertai mana-mana-mana pelan perlindungan diprogramkan untuk sama-sama mempraktikkan konsep tolong-menolong yang diredai Allah untuk sama-sama meringankan beban rakan-rakan mereka yang berada di dalam kesusahan.
Semangat ini akan melahirkan masyarakat yang tidak mementingkan diri sendiri, tidak sombong malah mereka akan sentiasa prihatin kepada persekitaran mereka.
Islam sangat menggalakkan umatnya agar tolong menolong dalam perkara kebaikan seperti yang dijelaskan oleh Allah s.w.t. di dalam ayat 2 surah al-Maidah, maksudnya: … hendaklah kamu bertolong-tolongan untuk membuat kebajikan dan takwa dan janganlah kamu bertolong-tolongan pada melakukan dosa (maksiat) dan pencerobohan…
Sistem takaful juga bebas dari unsur-unsur gharar (syubhat), riba dan juga maisir (judi). Tiadanya unsur gharar secara mudahnya memberi maksud bahawa sistem takaful adalah satu sistem yang telus , tidak menyembunyikan fakta dan tidak mengamalkan seperti pepatah Melayu "ada udang di sebalik batu".
Di antara nilai negatif di sebalik unsur riba adalah mengambil kesempatan, menindas golongan yang dalam kesusahan dan mengeksploitasi untuk kepentingan sendiri. Oleh itu, tidak hairan apabila kita melihat pengamal sistem yang berteraskan riba ini mereka hanya mementingkan diri mereka sendiri, sanggup menindas orang lain , sentiasa mencari jalan untuk mengumpulkan kekayaan sendiri dan lebih dahsyat lagi tiada perasaan belas kasihan dalam diri mereka.
Hal ini sebaliknya berlaku, dalam sistem Takaful yang tidak mengamalkan riba, nilai-nilai tanggungjawab bersama, tolong menolong dan menjaga kemaslahatan umum menjadi keutamaan.
Begitu juga dengan unsur maisir. Unsur ini menjadikan pengamalnya tamak dan rakus tanpa memikirkan hak dan kepentingan orang lain. Sistem Takaful yang tiada unsur ini sebaliknya mementingkan semangat persaudaraan dan kepentingan bersama sebagai satu teras yang menunjangi aktivitinya.
Menerusi sistem Takaful seseorang peserta itu juga dapat melakukan amalan yang sangat terpuji dalam Islam iaitu dapat menunaikan tanggungjawab sosialnya menerusi amalan tabarru' (derma).
Dalam sistem takaful setiap peserta akan memperuntukkan sebahagian atau semua daripada sumbangannya untuk didermakan bagi membantu mana-mana peserta yang ditimpa musibah.
Derma dalam sistem takaful ini adalah derma kelas pertama. Ini kerana menerusi sistem ini seseorang peserta dapat melakukan derma dengan ikhlas sebagaimana derma yang dituntut oleh Islam.
Ia seperti yang digambarkan dalam sabda baginda daripada Abi Hurairah r.a daripada Nabi s.a.w baginda bersabda, Tujuh golongan yang akan mendapat naungan Allah pada hari yang tiada sebarang naungan melainkan naungan Allah, pemimpin yang adil, pemuda yang hidup dalam ibadat kepada Allah, lelaki yang hatinya sentiasa terikat dengan masjid, dua orang lelaki yang berkasih sayang kerana Allah bertemu dan berpisah kerana Allah, seorang lelaki yang digoda oleh wanita yang berkedudukan dan cantik lalu dia berkata sesungguhnya aku takut kepada Allaah dan seorang lelaki yang melakukan sedekah secara tersembunyi sehingga tangan kirinya tidak tahu apa yang diberikan oleh tangan kanannya dan seorang lelaki yang mengingati Allah secara bersendirian lalu bergelinangan air matanya. (Muttafaqun 'alaih)
Namun perlu ditegaskan keistimewaan konsep ini adalah ia tidak hanya bermanfaat kepada orang Islam semata-mata. Sebaliknya, ia turut memberi kebaikan kepada semua peserta tanpa mengira pegangan agama.
Sistem takaful juga menyediakan peluang kepada masyarakat untuk memainkan peranan sebagai pendakwah yang berusaha mengembangkan produk muamalat Islam dengan menyertai dan menyokong sistem ini.
Ini kerana takaful adalah alternatif kepada sistem insurans konvensional sebagaimana yang disimpulkan oleh Badan Petugas Penubuhan Syarikat Insurans Islam Di Malaysia 1983.
Malah masyarakat juga berpeluang melakukan jihad menentang sistem jahiliah (sistem perlindungan konvensional) yang telah difatwakan haram menurut Fatwa yang dikeluarkan oleh Majlis Fatwa Kebangsaan pada tahun 1972.
Pada masa yang sama apabila menyertai sistem yang berteraskan sistem Islam ini sebenarnya ia memberi peluang untuk beribadat yang merupakan satu menifestasi pengabdian, kepatuhan dan ketundukan kepada perintah Allah yang memerintahkannya supaya melakukan makruf dan meninggalkan mungkar sebagaimana firman Allah dalam surah al-Baqarah ayat 25.
Kesimpulannya, sudah tiba masanya untuk kita melibatkan diri dan bekerjasama untuk memartabatkan sistem takaful ini.
Sokongan padu diperlukan dari semua pihak agar hasrat murni untuk memerdekakan umat manusia daripada terus berada di bawah cengkaman sistem yang bersifat duniawi semata-mata kepada sistem yang boleh membawa kesejahteraan duniawi dan ukhrawi.
Kini dengan adanya kemudahan kewangan Islam seperti perbankan dan takaful di pasaran yang ternyata lebih baik dan lebih menjamin kemaslahatan, maka ianya bukan lagi menjadi pilihan yang lebih baik malah, ia telah menjadi satu tuntutan atau kewajipan untuk memilih kemudahan kewangan Islam ini.

Saturday, August 29, 2009

How I wish Aman could outgrow his symptom too